Terms & Conditions
Effective Date: August 26, 2026
Welcome to the website of Christine Badou, Licensed Insurance Agent. By accessing or using this website, submitting a request for information, scheduling an appointment, or communicating with us, you agree to these Terms & Conditions.
1. About This Website
This website is operated by:
Christine Badou
Licensed Insurance Agent
Dana Point, California
Phone: (949) 693-6564
Website: www.turning65medicarehelp.com
Christine Badou provides Medicare insurance education and assistance to individuals in states where she is licensed.
Currently licensed in:
- California
- Arizona
- Nevada
- Oregon
- Washington
- Texas
This website is intended to provide general information regarding Medicare and Medicare insurance options.
2. Medicare Information
Information provided on this website is for general educational purposes and should not be considered legal, medical, tax, or financial advice.
Medicare plan availability, benefits, costs, provider networks, prescription drug coverage, eligibility, and enrollment opportunities may vary based on location and individual circumstances.
Submitting a form or contacting Christine Badou does not guarantee eligibility for a particular Medicare plan, benefit, enrollment period, or coverage option.
Plan information should be reviewed using applicable official plan documents before making an enrollment decision.
3. No Government Affiliation
Christine Badou is a licensed insurance agent and is not affiliated with or endorsed by the U.S. government, the federal Medicare program, the Centers for Medicare & Medicaid Services, or the Social Security Administration.
4. Website Use
- You agree to use this website only for lawful purposes.
- You may not attempt to interfere with the website, access restricted systems, introduce malicious software, misuse contact forms, or use information from this website for unlawful purposes.
- Website content may be updated or changed at any time without notice.
5. Requests for Medicare Information
When you submit a request through this website, you may provide information such as your:
- Name
- Phone number
- Email address
- ZIP code
- Medicare-related questions
- Appointment preferences
The information you provide may be used to respond to your request and provide the services you specifically request.
Providing a telephone number does not automatically mean that you have agreed to receive marketing text messages. SMS consent is collected separately where applicable.
6. SMS Messaging Terms
SMS Sender
SMS messages are sent by:
Christine Badou, Licensed Insurance Agent
Phone: (949) 693-6564
Depending on the type of consent you provide, messages may include:
- Responses to Medicare information requests
- Requested phone-call follow-up
- Appointment scheduling
- Appointment reminders
- Service-related follow-up
- Medicare educational information
- Medicare tips and reminders
- Marketing or service updates when marketing consent has been separately provided
The types of messages you receive will depend on the SMS consent you selected.
SMS Consent
Consent to receive SMS messages is optional and is not required as a condition of purchasing any goods or services.
Where separate marketing and non-marketing SMS consent choices are presented, you may choose to consent to one, both, or neither.
Message Frequency
Message frequency may vary depending on your requests, appointments, interactions, and the type of SMS communications you have agreed to receive.
Message and Data Rates
Message and data rates may apply for messages sent to you from us and messages you send to us.
If you have questions regarding your text or data plan, please contact your wireless provider.
How to Opt Out
You may cancel SMS messages at any time by replying:
STOP
After you send STOP, you may receive a confirmation message that you have been unsubscribed. After your opt-out request has been processed, you will no longer receive SMS messages covered by that consent.
If you later wish to receive SMS messages again, you may opt in again through an available consent method.
SMS Help
For assistance with SMS communications, reply:
HELP
You may also contact:
Christine Badou
(949) 693-6564
Carrier Liability
Carriers are not liable for delayed or undelivered messages.
Message delivery is subject to effective transmission by your mobile carrier and is outside our control.
7. Privacy
Your use of this website and submission of personal information are also governed by our Privacy Policy.
Please review the Privacy Policy for information about how information is collected, used, stored, and protected.
Privacy Policy: View Privacy Policy Here
8. Third-Party Websites
This website may contain links to outside websites or resources for informational purposes.
Christine Badou is not responsible for the availability, accuracy, security, privacy practices, or content of third-party websites.
Accessing third-party websites is at your own discretion.
9. Intellectual Property
Unless otherwise stated, the text, graphics, branding, layout, and original content appearing on this website are intended for use in connection with Christine Badou's insurance business.
Content may not be copied, reproduced, republished, or distributed for commercial purposes without permission, except where otherwise permitted by law.
10. No Guarantee of Results
No statement on this website should be interpreted as a guarantee of:
- Medicare eligibility
- Plan eligibility
- Enrollment approval
- Specific benefits
- Cost savings
- Provider participation
- Prescription drug coverage
- Future plan availability
Medicare insurance options depend on the consumer's circumstances and the plans available in their service area.
11. Limitation of Liability
These Terms & Conditions may be updated periodically.
When material changes are made, the effective date at the top of this page may be revised.
Continued use of the website after changes are posted constitutes acceptance of the updated Terms & Conditions.
12. Changes to These Terms
To the extent permitted by law, Christine Badou will not be liable for losses or damages resulting solely from reliance on general information presented on this website.
Consumers should verify important Medicare and insurance information before making coverage decisions.
13. Contact Information
Questions regarding these Terms & Conditions may be directed to:
Christine Badou
Licensed Insurance Agent
Dana Point, California
Phone: (949) 693-6564
Website: www.turning65medicarehelp.com
CHRISTINE BADOU | LICENSED INSURANCE AGENT
Based in Dana Point, California
Privacy Policy | Terms & Conditions
Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program
California License #4474178 | National Producer Number: 21642718
© 2026 Christine Badou | Licensed Insurance Agent. All rights reserved.