CALIFORNIA MEDICARE GUIDE
Privacy Policy California Compliant
Effective Date: June 1, 2025 · Last Updated: June 1, 2025
turning65medicarehelp.com · Christine Badou, CA License #4474178
CONTENTS
Your California privacy rights (CCPA/CPRA)
SECTION 1
Information we collect
When you visit this website or request our free Medicare checklist, we may collect the following types of information:
Information you provide directly:
Name, email address, and phone number (submitted via contact or lead forms)
ZIP code or general location in California
Medicare-related details you share voluntarily (e.g., current health plan, medications, preferred doctors) in the course of seeking guidance
Information collected automatically:
IP address, browser type, and device information
Pages visited, time spent on site, and referring URL
Cookies and similar tracking technologies (see Section 4)
We do not collect Social Security numbers, financial account information, or Medicare ID numbers through this website.
SECTION 2
How we use your information
We use the information we collect to:
Respond to your inquiries and provide personalized Medicare guidance
Send you the free Medicare checklist or other educational materials you requested
Follow up by phone or email to discuss your Medicare options
Compare Medicare Advantage, Supplement, and Part D plans from carriers we work with
Comply with California Department of Insurance requirements
Improve our website and better understand how visitors use it
We will not use your information to send unsolicited marketing unrelated to Medicare services, and we will not contact you in a high-pressure manner. You may opt out of communications at any time.
SECTION 3
How we share your information
We do not sell your personal information. We may share your information only in these limited circumstances:
Insurance carriers: With your explicit consent, we may share relevant information with Medicare insurance carriers (such as Aetna, Humana, Blue Shield, etc.) to obtain quotes or facilitate enrollment.
Service providers: We may share data with third-party tools we use to operate our website and manage communications (e.g., email platforms, CRM software). These providers are contractually obligated to protect your data.
Legal requirements: We may disclose information if required by law, court order, or regulatory authority, including the California Department of Insurance.
Business transfers: In the unlikely event of a sale or transfer of this business, your information may be transferred as part of that transaction, subject to the same privacy protections.
SECTION 4
Cookies and tracking
This website may use cookies and similar technologies to enhance your experience, analyze traffic, and understand how visitors find and use the site. This may include tools such as Google Analytics.
You can control cookies through your browser settings. Disabling cookies may affect some features of the site. We do not respond to "Do Not Track" browser signals at this time, but we do not use tracking for cross-site behavioral advertising.
SECTION 5
Your California privacy rights (CCPA/CPRA)
As a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):
Right to Know: You may request a list of the personal information we have collected about you and how it has been used or shared.
Right to Delete: You may request that we delete your personal information, subject to certain legal exceptions.
Right to Correct: You may request that we correct inaccurate personal information we hold about you.
Right to Opt Out of Sale/Sharing: We do not sell or share your personal information for cross-context behavioral advertising.
Right to Non-Discrimination: We will not discriminate against you for exercising any of these rights.
To exercise any of these rights, please contact us using the information in Section 9. We will respond to verified requests within 45 days.
As a licensed California insurance broker, we are also subject to privacy requirements under California Insurance Code Section 791 et seq. (the California Insurance Information and Privacy Protection Act).
SECTION 6
Data retention and security
We retain your personal information only as long as necessary to provide services to you and to comply with our legal obligations as a licensed insurance broker. We use reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access or disclosure.
No method of internet transmission is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.
SECTION 7
Children's privacy
This website is not directed at individuals under the age of 18, and we do not knowingly collect personal information from minors. If you believe a minor has submitted information to us, please contact us and we will promptly delete it.
SECTION 8
Changes to this policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.
Your continued use of this website after any changes constitutes your acceptance of the updated policy.
SECTION 9
Contact us
If you have questions about this Privacy Policy, wish to exercise your privacy rights, or want to request that your information be deleted, please contact:
Christine Badou
California Medicare Guide
CA Insurance License #4474178
Dana Point, CA 92624
Phone: (949) 518-0820
Email: [email protected]
This website and its owner are not affiliated with, endorsed by, or connected to Medicare, the Centers for Medicare & Medicaid Services (CMS), or any government agency. Medicare has neither reviewed nor endorsed this information.